Insurance Resources
Risk Cooperative offers an array of solutions designed to solve intractable business challenges around strategy, risk mitigation and capital management. Our solutions are industry agnostic and are applicable across global markets.
Your business could be at risk from insurance coverage gaps. It never hurts to get a second opinion on your insurance.
Insurance is a necessary function for organizations, although not all view this coverage as strategically as they should. Take a closer look at what coverages are needed and when.
Many employee benefits and insurance coverage will be triggered should workers contract the COVID-19 virus. It is important to carefully review the specific language of your insurance policies to determine the extent of coverage available for the impact of coronavirus.
As the ongoing COVID-19 pandemic continues to test organizations’ resiliency, it is important to understand how your business might be at risk. It is important to carefully review the specific language of your insurance policies to determine the extent of coverage available for the impact of coronavirus.
Risk Cooperative’s Comprehensive Benefits practice helps employers navigate healthcare complexity and price inflation without eroding competitiveness. Geared to give small to mid-sized firms the human advantage enjoyed by larger employers, Comprehensive Benefits offer turnkey solutions with the convenience of one point of contact.
Ancillary benefits can be a powerful tool in an increasingly competitive talent market. Moreover, these benefits can have an outsize impact relative to their cost.
Our experience working with clients requires us to advise clients to beware when utilizing payroll providers or PEOs for insurance needs. There are several pitfalls to avoid when these firms claim their buying power allows them to help control rising healthcare costs.
Not all cyber insurance products are created equal. Coverage differences and exclusionary language amongst cyber policies has led to claims being denied, which often results in court rooms determining outcomes or large, unexpected losses that drive companies out of business.
In the evolving cyber insurance market, carriers assess client risk when they review applications for cyber coverage. This checklist summarizes six areas for cybersecurity and the minimum standards that underwriters expect. While criteria for optimum rates and coverage is continually being updated, meeting these standards is a first step toward insurability.
In the increasingly challenging cyber insurance market, clients must be prepared to provide detailed descriptions of their cybersecurity programs. The below sections provide key underwriting questions and considerations required to obtain a cyber quote.
Review Before You Renew
Your business could be at risk from insurance coverage gaps. It never hurts to get a second opinion on your insurance.
Insurance 101: Business Coverage
Insurance is a necessary function for organizations, although not all view this coverage as strategically as they should. Take a closer look at what coverages are needed and when.
COVID Coverage Summary: Benefits
Many employee benefits and insurance coverage will be triggered should workers contract the COVID-19 virus. It is important to carefully review the specific language of your insurance policies to determine the extent of coverage available for the impact of coronavirus.
COVID Coverage Summary: Business Policies
As the ongoing COVID-19 pandemic continues to test organizations’ resiliency, it is important to understand how your business might be at risk. It is important to carefully review the specific language of your insurance policies to determine the extent of coverage available for the impact of coronavirus.
Comprehensive Benefits
Risk Cooperative’s Comprehensive Benefits practice helps employers navigate healthcare complexity and price inflation without eroding competitiveness. Geared to give small to mid-sized firms the human advantage enjoyed by larger employers, Comprehensive Benefits offer turnkey solutions with the convenience of one point of contact.
Ancillary Benefits
Ancillary benefits can be a powerful tool in an increasingly competitive talent market. Moreover, these benefits can have an outsize impact relative to their cost.
Pitfalls of Payroll Providers & Employee Benefits
Our experience working with clients requires us to advise clients to beware when utilizing payroll providers or PEOs for insurance needs. There are several pitfalls to avoid when these firms claim their buying power allows them to help control rising healthcare costs.
Cyber Exclusions
Not all cyber insurance products are created equal. Coverage differences and exclusionary language amongst cyber policies has led to claims being denied, which often results in court rooms determining outcomes or large, unexpected losses that drive companies out of business.
Cyber 101: Minimum Cybersecurity Checklist
In the evolving cyber insurance market, carriers assess client risk when they review applications for cyber coverage. This checklist summarizes six areas for cybersecurity and the minimum standards that underwriters expect. While criteria for optimum rates and coverage is continually being updated, meeting these standards is a first step toward insurability.
Cyber 101: Sample Technical Specifications
In the increasingly challenging cyber insurance market, clients must be prepared to provide detailed descriptions of their cybersecurity programs. The below sections provide key underwriting questions and considerations required to obtain a cyber quote.