• 26 Mar, 2019
• 0 Comments

For a firm that has grown accustomed to long lines and breaking the retail mold, Apple’s March 25th event marked new territory for the firm, the world’s first trillion-dollar company, ...

• 21 Mar, 2019
• 1 Comment

In October 2018, a Boeing 737 Max 8 Lion Air jet crashed shortly after takeoff from Jakarta claiming the lives of 189 people. Just last week, a similar model aircraft ...

• 18 Mar, 2019
• 0 Comments

The scope, scale and cunning of the college admission conspiracy that has embroiled more than 50 elites, including Hollywood stars Lori Loughlin and Felicity Huffman, CEOs, prominent lawyers and others, ...

• 15 Mar, 2019
• 0 Comments

Presidential candidate Sen. Amy Klobuchar (D-Minn.) is again taking aim at Big Tech — this time with an audacious idea to tax big technology companies when they share users’ data. ...

• 14 Mar, 2019
• 0 Comments

You know the enterprise blockchain wars are heating up when a ConsenSys enterprise blockchain startup, Kaleido, partners with not one, but two technology majors that collectively comprise 80% of public ...

• 11 Mar, 2019
• 0 Comments

t was a fitting scene, on a fitting day, at a fitting place to sit down for an exclusive interview with Dr. Aisha Bin Bishr and her colleague Zeina El ...

• 11 Mar, 2019
• 0 Comments

The imperative to equip the governance bodies of companies with diverse directors has never been higher – how the U.S. gets there is up for grabs. The EU has already ...

• 5 Mar, 2019
• 0 Comments

IBM, a global leader in technology services spanning hardware, software and cybersecurity, has deployed its considerable cybersecurity SWAT team, X-Force Red, to the growing enterprise blockchain arena. While blockchain as ...

• 4 Mar, 2019
• 0 Comments

Ransomware is a business and as such, it has rules, requirements, customer support, and a driving need for customer loyalty and trust. Trust your attacker? Featuring commentary by CEO, Dante ...

• 28 Feb, 2019
• 0 Comments

With a tempering of blockchain fanfare as the technology crested the peak of the hype cycle, Oracle’s two-year-old foray into the blockchain domain may have gone largely unnoticed. Especially as ...

• 21 Feb, 2019
• 0 Comments

Fewer places offer a more compelling (and urgent) case for digital transformation than the affairs and functioning of states and cities. The world over, national and municipal governments continue to ...

• 19 Feb, 2019
• 0 Comments

In the world of cryptocurrencies, after Nouriel Roubini, an economist of repute for calling market failures and pouring cold water on crypto, Jamie Dimon, JP Morgan’s chairman and CEO, may ...

• 13 Feb, 2019
• 0 Comments

Release date: February 12, 2019 Release Number: HQ-19-006 WASHINGTON—FEMA announced today that Administrator Brock Long appointed 10 new members to serve three-year terms on FEMA’s National Advisory Council (NAC). The ...

• 5 Feb, 2019
• 0 Comments

As if crypto winter could not get any colder, the bizarre case of QuadrigaCX, a Canadian cryptocurrency exchange, is both a bucket of cold water and a 101-level lesson in ...

• 4 Feb, 2019
• 0 Comments

Now that the longest and most damaging government shutdown in U.S. history is over (at least for the next few weeks), the lingering uncertainty that this will not happen again ...

• 30 Jan, 2019
• 0 Comments

In the world of cryptocurrencies and digital assets, which by default are intangible, trust, risk management and reasonable assurance are key. One firm, Gemini, started by bitcoin billionaires the Winklevoss ...

• 28 Jan, 2019
• 0 Comments

Now that the 21st government shutdown has ended — the longest and most damaging in U.S. history — at least temporarily, a clarion call was sent declaring that not even ...

• 28 Jan, 2019
• 0 Comments

While one of the main criticisms of cryptocurrencies is their use in crime, particularly financial evasion and ransomware payments, crypto criminality appears to be taking a new violent turn. The ...

• 28 Jan, 2019
• 0 Comments

Last year, at the World Economic Forum, blockchain was one of the most widely cited words echoing through the alpine town of Davos. So much so that it signaled how ...

• 23 Jan, 2019
• 0 Comments

As the world’s elite gather in Davos, Switzerland for the 49th World Economic Forum annual meeting, perhaps the most notable aspect of the event so far is the absence of ...

• 15 Jan, 2019
• 0 Comments

Midnight Saturday, December 22, 2018 marked the beginning of the longest United States Federal Government shutdown. While there have been 20 previous government shutdowns in our nation’s history, Shutdown 21 ...

• 14 Jan, 2019
• 0 Comments

It is unsurprising that the U.S. descent into political tribalism, where red lines and blue ones are uncrossable, would also produce the longest government shutdown in U.S. history. Like the ...

• 9 Jan, 2019
• 0 Comments

Crypto winter, which has produced a massive market correction on bitcoin and other cryptocurrency prices, may now extend the big chill on blockchain as well. Beyond the rather convenient management ...

• 7 Jan, 2019
• 0 Comments

It is unsurprising that a risk that evolves according to Moore’s law would continue to outpace the world’s ability to put cyber threats in check and privacy in focus. 2018 ...

• 3 Jan, 2019
• 0 Comments

For the first firm to crack the trillion-dollar valuation ceiling, Apple’s performance is usually a bellwether of broader market confidence and conspicuous consumption among fawning technophiles. It should worry more ...

• 2 Jan, 2019
• 0 Comments

As we enter the final year of this decade, the list of concerns that will keep risk managers up at night continues to grow. The inextricable linkages between political, economic, ...

• 27 Dec, 2018
• 0 Comments

It seems fitting that a year as turbulent as 2018 ends at the edge of chaos. The month of December, a period where business and markets are usually buoyed by ...

• 18 Dec, 2018
• 0 Comments

If 2018 was the year blockchain came out of beta, it is also proving to be the year of the great crypto correction and the culling of unstable coins and ...

• 10 Dec, 2018
• 0 Comments

While Europe and France have a long history of popular manifestations, something feels different about the gilet jaunes movement, which has not only remained a persistent weekend phenomenon in France ...

• 6 Dec, 2018
• 0 Comments

Since 2013, more than $12 billion has been unwittingly sent by 78,617 firms through the successful exploitation of CFOs and finance leaders in the U.S., UK and Europe. These usually ...

• 6 Dec, 2018
• 0 Comments

The trajectory of the $87 trillion global economy seems to be on a collision course with economic variables that were once thought to be safe or “conforming” to long range ...

• 27 Nov, 2018
• 0 Comments

Credit-fueled consumerism is the grease that oils the U.S. economy. The economist Thorstein Veblen popularized the notion of conspicuous consumption, which explains why people covet luxury items and the latest ...

• 21 Nov, 2018
• 0 Comments

Last year, California’s fire season was the worst on record, both in terms of loss of life and destruction of property. In keeping with a national pattern of increasingly severe ...

• 19 Nov, 2018
• 0 Comments

After much national fanfare, Amazon, the second firm to join the trillion-dollar club, has announced the new homes of its much sought after HQ2. Not one home, but two, as ...

• 19 Nov, 2018
• 0 Comments

For Californians — many of them inured to routine annual fires, mudslides and earthquakes — a key question is not whether to rebuild when catastrophe strikes yet again. It’s whether ...

• 13 Nov, 2018
• 0 Comments

Many would argue that the enthusiasm for blockchain and cryptocurrency is waning. Indeed, according to Gartner’s hype cycle, blockchain is tumbling into the trough of disillusionment where the fleet of ...

• 5 Nov, 2018
• 0 Comments

I reached out to over 30 CEOs running blockchain startups across the world. I wanted to ask them a couple of simple questions. What are you most excited about right ...

• 30 Oct, 2018
• 0 Comments

A failed series of coordinated mail bombs targeting the “liberal establishment,” including the Obamas, the Clintons, Joe Biden, George Soros, CNN, former CIA director, John Brennan, Eric Holder, representative Maxine ...

• 30 Oct, 2018
• 0 Comments

In risk management there is an adage that complex systems fail in complex ways. Yet, many risk management approaches deal with risk as if it were a discrete, time-defined event, ...

• 22 Oct, 2018
• 0 Comments

For the world’s elite, what bankers and financial services providers refer to as private clients, the mass affluent or the ultra-high net worth, the lines between their personal wealth, assets ...

• 16 Oct, 2018
• 0 Comments

A new report looking at the behavior, market conduct and outcomes of ransomware attacks, suggests that there is not only honor among cyber thieves, but that the ransomware market is ...

• 15 Oct, 2018
• 0 Comments

The economist, Nouriel Roubini, who goes by the apt nom de guerre Dr. Doom, has made a declaration of open warfare against cryptocurrencies and blockchain, or what he refers to ...

• 9 Oct, 2018
• 0 Comments

In Roman mythology the two-faced god Janus has one face looking forward towards the future and one backward toward the past guarding against any lurking surprises. This may be an ...

• 30 Sep, 2018
• 0 Comments

Elon Musk, Tesla’s crestfallen chairman and CEO, is arguably a controversial leader. At once heralded as the type of prolific entrepreneur and visionary for whom space and the internal combustion ...

• 30 Sep, 2018
• 0 Comments

The concept of a financial or technology sandbox, popularized over the last decade, is gaining sway around the world, particularly as regulators try to put cryptocurrency, blockchain and technology genies ...

• 20 Sep, 2018
• 0 Comments

Today marks the one-year anniversary since Hurricane Maria’s deadly direct hit on the island of Puerto Rico. The devastation to Puerto Rico’s already enfeebled infrastructure was so complete that the ...

• 19 Sep, 2018
• 0 Comments

It may not be widely known looking at the embarrassment of riches on Wall Street, but the world’s best hope of reining in the modern era’s four horsemen riding on ...

• 17 Sep, 2018
• 0 Comments

Cybercrime damage costs are predicted to hit $6 trillion annually by 2021, however the Trump administration’s recent repeal of the Presidential Policy Directive 20 could see that number increase dramatically. ...

• 12 Sep, 2018
• 0 Comments

As Hurricane Florence intensifies in the Atlantic Ocean and is expected to arrive on the Southeast coast of the U.S. as of strong category 4 or category 3 hurricane, the ...

• 6 Sep, 2018
• 0 Comments

Just because today’s tech titans are the new robber barons, does not mean data is the new oil. This oft made comparison not only smacks of convenience, it lacks imagination, ...

• 4 Sep, 2018
• 0 Comments

The Connection Between Diversity, ESG and Profitability Recent research has underscored the strong relationship that exists between diversity among leadership and ethical behavior, and superior resilience and long-term profitable sustainability. ...

• 29 Aug, 2018
• 0 Comments

We cannot protect our electoral systems from cyber and misinformation risks by today’s standards. Whether the threat is domestic or foreign, it has become increasingly clear U.S. midterm elections (and ...

• 21 Aug, 2018
• 0 Comments

For a sector where the outcomes matter so much more than the inputs, the diagnosis on the U.S. healthcare industry is not great. The prognosis is not much better, especially ...

• 13 Aug, 2018
• 0 Comments

A video montage superimposing the faces of CEOs from the top 100 firms on the Fortune 500 list reveals a startling lack of diversity showing only 2 women, Marry Barra ...

• 6 Aug, 2018
• 0 Comments

Apple’s gravity defying exploit in becoming the world’s first trillion-dollar company is no small feat. It is very likely the next firms to join the trillion-dollar club will all benefit ...

• 30 Jul, 2018
• 0 Comments

2018 must be a bitter sweet year for Mark Zuckerberg, Facebook’s founder and CEO. He has at once become the world’s 3rd richest person, while at the same time the ...

• 24 Jul, 2018
• 0 Comments

“Risk is everywhere,” says Noah Skillin, MSRM Class of 2018. “It’s in all organizations, and it’s not going away. We live in risky world; it continues growing, and the question ...

• 23 Jul, 2018
• 0 Comments

You know we are at the top of the hype cycle on blockchain and cryptocurrencies when examples of peak crypto include glistening fleets of Lamborghinis as a reflection of price ...

• 21 Jul, 2018
• 0 Comments

The world is an increasingly the turbulent place, with natural, man-made and emerging risks etching the landscape. 2017 may very well mark the beginning of what is now considered a ...

• 17 Jul, 2018
• 0 Comments

An indictment of 12 Russian operatives filed on July 13, 2018 goes to great lengths in describing the techniques, tactics and technologies used to sow havoc on the 2016 U.S. ...

• 12 Jul, 2018
• 0 Comments

As of the first quarter of 2018, Twitter boasted of more than 336 million monthly active users (MAU), the key performance indicator tracked by social medial firms and their investors. ...

• 9 Jul, 2018
• 0 Comments

Since the earliest times our social rhythm has been set by the natural world. The rise and fall of the sun and moon, the firmament full of stars and other ...

• 9 Jul, 2018
• 0 Comments

The 88-year-old Bank for International Settlements (BIS), a concentration of 60 central banks representing 95% of global GDP, does not like cryptocurrencies but is compelled by blockchain. In a newly ...

• 25 Jun, 2018
• 0 Comments

A new cryptocurrency startup, Reserve, with backing from investors including Peter Thiel and others, aims to solve one of the biggest challenges with cryptocurrencies. Namely, price stability and functionality as ...

• 20 Jun, 2018
• 0 Comments

The SEC’s increasingly favorable posture towards decentralized cryptocurrencies, such as Bitcoin and Ether, signals that a bellwether regulatory regime is emerging and with it a pathway for broader institutional adoption. ...

• 13 Jun, 2018
• 0 Comments

When President Trump was elected his posture on global trade and the international system were quite clear. The campaign slogan “Make America Great Again,” rooted in economic nationalism, says it ...

• 7 Jun, 2018
• 0 Comments

First launched in 2015, an update to the Lloyd’s City Risk Index, a collaborative effort with the Centre for Risk Studies at Cambridge University, acknowledges that we are firmly in ...

• 1 Jun, 2018
• 0 Comments

A particularly damning report published by the New England Journal of Medicine, which can hardly be characterized as fake news, shows the likely death toll in Puerto Rico following hurricane ...

• 31 May, 2018
• 0 Comments

Insurers are limiting how much coverage energy companies can buy to protect themselves against a major attack by hackers, potentially leaving investors, customers and taxpayers on the hook for sizable ...

• 29 May, 2018
• 0 Comments

At last week’s Blockchain in Insurance Summit, there were contrasting views about the potential for blockchain. The majority of incumbents focus on the efficiencies that blockchain digitization can bring. Others ...

• 29 May, 2018
• 0 Comments

The profit motive, which has driven private enterprise since prototype multinationals emerged more than 500 years ago, such as Portugal’s Casa da Índia or the British East India Company, is ...

• 23 May, 2018
• 0 Comments

At the Blockchain for Insurance summit in London, a gathering of major insurance players, technologists and thought leaders promoting digital transformation using blockchain, a clear pattern is emerging. While the ...

• 9 May, 2018
• 0 Comments

There’s an increasing number of entrepreneurs looking to put their newest product “on the blockchain” — from food delivery to social media to dating apps. One startup is doing something ...

• 9 May, 2018
• 0 Comments

El Nuevo Dia covers Risk Cooperative CEO, Dante Disparte’s appointment as an advisor to Power Ledger. Read on El Nuevo Dia

• 8 May, 2018
• 0 Comments

Solar panels. Batteries. Emergency fossil fuel-fired generators. They’ve all been deployed across Puerto Rico to help get the lights back on in the months following devastating hurricanes Irma and Maria. ...

• 3 May, 2018
• 0 Comments

May is here and like Y2K before it this may be one of the more cautiously anticipated moments in business because of the oncoming wave of privacy and cybersecurity regulations ...

• 1 May, 2018
• 0 Comments

Insurer Beazley BEZG.L has partnered with three companies to build a blockchain-based registry that will manage insurance for crisis situations such as mass shootings, the companies told Reuters. The registry ...

• 30 Apr, 2018
• 0 Comments

After 2017, which was an annus horribilis for the world with an unprecedented wave of man-made, natural and emerging risks, two critical flaws in the insurance industry’s operating model were ...

• 26 Apr, 2018
• 0 Comments

It does not matter if you are small or big; hackers do not discriminate. While larger companies have a legal team and big pockets to recover from breaches, smaller companies ...

• 26 Apr, 2018
• 0 Comments

Blockchains record trust like an atomic clock records time. Unlike trust, time marches ever forward and is irreversible. What if trust could be recorded in the same manner, with exactly ...

• 23 Apr, 2018
• 0 Comments

For Starbucks, a company that has had its mix of praise and criticism for its proactive stance on addressing race relations in the U.S. with its Race Together campaign, it ...

• 18 Apr, 2018
• 0 Comments

It is ironic that the economic infrastructure contributing most significantly to global carbon emissions, is also the most vulnerable to its climate-changing impacts. Insidiously, the people who suffer the most ...

• 15 Apr, 2018
• 0 Comments

The grinding civil war in Syria, already a fierce proxy battle between the U.S., Russia, NATO allies, Turkey, Israel, Iran and Isis, has entered a new and perilous stage with ...

• 2 Apr, 2018
• 0 Comments

Time has run out on the city of Atlanta to respond to cyber extortionists who have successfully crippled several critical systems across the city. From first responders like the police ...

• 30 Mar, 2018
• 0 Comments

Well before Hurricanes Irma and Maria delivered a one-two punch to the U.S. territory of Puerto Rico and the wider Caribbean, Puerto Rico has had its fair share of dubious ...

• 28 Mar, 2018
• 0 Comments

If the internet created a world of low friction communication, blockchain can create a world of low friction value transfer. Indeed, blockchain’s power to transform the world can only be ...

• 22 Mar, 2018
• 0 Comments

The coat of Teflon that usually shields Facebook and its affable leader, Mark Zuckerberg, who has matured into a techno statesman in the public eye, is beginning to wear thin. ...

• 19 Mar, 2018
• 0 Comments

The recent news that the Kingdom of Saudi Arabia is postponing the planned IPO of Saudi Aramco stock to 2019 is both a challenge and an opportunity. Saudi Arabia, under ...

• 8 Mar, 2018
• 0 Comments

In a grim case of societal Darwinism mixed with tragic irony, 147 million people struggle to protect their identities due to the Equifax breach (which recently added 2.4 million additional ...

• 20 Feb, 2018
• 0 Comments

As Bitcoin’s price vacillates between a high of $20,000 and the current figure of $11,063, the most widely known cryptocurrency is not alone in the digital asset universe, nor is ...

• 29 Jan, 2018
• 0 Comments

Under the decidedly grim moniker creating a shared future in a fractured world, the world’s elite gathered in Davos, Switzerland for the annual meetings of the World Economic Forum. Awaiting ...

• 16 Jan, 2018
• 0 Comments

Long before Hurricanes Irma and Maria delivered their knockout blow to Puerto Rico and many islands in the Caribbean, the U.S. territory was suffering a long-standing economic malaise. The human ...

• 2 Jan, 2018
• 0 Comments

While we may not realize it, a mix of natural tendencies, social norms and codes of conduct give us an almost algorithmic framework to how we make decisions. Add in ...

• 19 Dec, 2017
• 0 Comments

Puerto Rico is now ground zero for U.S. emergency response and public health efforts to avert a worsening humanitarian crisis. Puerto Rico, the U.S. Virgin Islands and other parts of ...

• 11 Dec, 2017
• 0 Comments

Long-term asset holders, such as pension funds, sovereign wealth funds and insurers, hold their capital – and with it the retirement, security and educational dreams of their customers – in ...

• 6 Dec, 2017
• 0 Comments

Disaster fatigue is an understatement for how insurers, first responders and relief agencies such as the U.S. Federal Emergency Management Agency must be feeling about 2017. Communities around the world ...

• 28 Nov, 2017
• 0 Comments

For a digital asset that began its life in 2009 and began the year trading around $1,000, the fact that Bitcoin is set to break the $10,000 ceiling is certainly ...

• 27 Nov, 2017
• 0 Comments

Uber is truly a fascinating company. The 8-year-old firm is at once the source of strategy and business model admiration, as well as the source of a growing volley of ...

• 21 Nov, 2017
• 0 Comments

The motto of the United States is E Pluribus Unum – out of many one. At no time is this message of unity more important than during times of crisis. ...

• 13 Nov, 2017
• 0 Comments

When Hurricane Hugo destroyed my house in Punta Las Marias, Puerto Rico in 1989, I had just turned 12 years old. The category 3 storm devastated much of the island, ...

• 13 Nov, 2017
• 0 Comments

A bold, innovative vision is emerging for how to rebuild after hurricanes Irma and Maria battered the island’s shattered infrastructure. But some worry the staggering challenges could overshadow it. As ...

• 13 Oct, 2017
• 0 Comments

For many decades, climate scientists have warned of an accelerating rate of climate change, which would bring about more extreme weather patterns heralding an age of consequences. These dire warnings ...

• 6 Oct, 2017
• 0 Comments

The Earth’s climate is changing at a rate that has exceeded most scientific forecasts. Since the turn of the century the Earth’s surface temperature has increased over one degree Celsius, ...

• 4 Oct, 2017
• 0 Comments

Today, nearly two weeks after Hurricane Maria slammed into the island, Puerto Rico should be in the midst of a recovery process, instead power is out for the entire island. ...

• 2 Oct, 2017
• 1 Comment

The massive Equifax data breach of 143 million personally identifiable records – a staggering treasure trove of data on nearly the entire U.S. workforce – changes everything or at least ...

• 26 Sep, 2017
• 0 Comments

When New York Gov. Andrew Cuomo arrived in a Maria-devastated Puerto Rico Friday, he brought with him a half-dozen electrical generators – coveted assistance for an island that officials estimate ...

• 21 Sep, 2017
• 0 Comments

No sooner than the record-breaking hurricane Irma wrought havoc across the Caribbean as the most powerful and persistent Atlantic storm ever, the region braces for yet another monster category 5 ...

• 18 Sep, 2017
• 1 Comment

Reports that Equifax’s chief information officer along with their chief security officer were retiring should alleviate few concerns and not divert scrutiny from the company’s risk governance standards. While this ...

• 15 Sep, 2017
• 0 Comments

No sooner than hurricane Harvey’s nuclear rain bomb devastated Houston and parts of the Gulf, strained disaster response and recovery resources turned to hurricane Irma. Irma, a monstrous category 5 ...

• 14 Sep, 2017
• 0 Comments

Since hurricanes Harvey and Irma have unleashed their wrath on the U.S. – 2 ‘thousand year’ and $100+ billion in damage events in one month – the battle lines that ...

• 11 Sep, 2017
• 1 Comment

Equifax, one of the 3 major credit bureaus in the U.S., recently revealed a cyber breach resulting in the exfiltration of more than 143 million personally identifiable records – these ...

• 30 Aug, 2017
• 0 Comments

If the internet augured a world of frictionless information sharing, can blockchain augur a world of frictionless value transfer? A standards war – or better still a use case knife ...

• 28 Aug, 2017
• 0 Comments

An undeniable change is afoot. No country is spared from the forces of digital disruption. Experts are sounding dire warnings of a near-future that will be profoundly disrupted by digitization, ...

• 24 Aug, 2017
• 0 Comments

As the countdown clock continues to speed toward the May 2018 imposition of the General Data Protection Regulation (GDPR) in Europe, many public and private sector leaders remain either oblivious ...

• 21 Aug, 2017
• 0 Comments

With our propensity to connect every gewgaw and curio in our lives to the internet, the surface area and vectors of cyber threats are expanding exponentially with each Consumer Electronics ...

• 17 Aug, 2017
• 0 Comments

Artificial Intelligence (AI) broadly refers to the study and creation of information systems capable of performing tasks that resemble human problem-solving capabilities, using computer algorithms to do things that would ...

• 10 Aug, 2017
• 0 Comments

At a board meeting of a top ten multinational corporation, the question of whether to invest $80 million in a project in an African country was discussed. The President of ...

• 1 Aug, 2017
• 0 Comments

Set on Sir Richard Branson’s Necker Island, the third annual Blockchain Summit, hosted by BitFury, a leading full service Blockchain company, and Bill Tai, a venture investor and technologist, has ...

• 25 Jul, 2017
• 0 Comments

Data reusability will lessen the response time to emerging opportunities and risks, allowing organisations to remain competitive in the digital economies of the future. If data’s meaning can be defined ...

• 13 Jul, 2017
• 0 Comments

Risk Cooperative CEO Dante Disparte sits down with Brunswick’s Siobhan Gorman to discuss how cyber attacks are redefining what “risk” means for M&A The infamous political adviser Niccolò Machiavelli wrote, ...

• 12 Jul, 2017
• 0 Comments

Some lawyers and insurance professionals are still getting up to speed on “blockchain” – the technology that allowed bitcoin and other cryptocurrencies to develop, and that many experts say has ...

• 12 Jul, 2017
• 0 Comments

While Edward Lloyd is largely credited with commercializing the insurance industry, with the creation of his namesake firm, Lloyd’s, over 330 years ago, the original concept of spreading risk (or ...

• 10 Jul, 2017
• 0 Comments

Are you concerned about cybersecurity? You should be. We read of Russian meddling in our last election. We hear about ransomware attacks bringing large and small organizations to a standstill. ...

• 5 Jul, 2017
• 0 Comments

The use of blockchain technology is taking a small step forward in the commercial insurance industry as early efforts aim to highlight how the tool can be used to streamline ...

• 3 Jul, 2017
• 0 Comments

It was recently announced that the largest financial institutions in the U.S. all passed their regulatory stress tests, which gauges their financial soundness against a 2008-style crisis. This “clean bill ...

• 20 Jun, 2017
• 0 Comments

The ability to effectively manage cross-border risk used to be considered either something an international business may not need or could not afford, but the risk management landscape has experienced ...

• 19 Jun, 2017
• 0 Comments

U.S. technology company The Bitfury Group said on Friday it had formed a strategic partnership with advisory firm Risk Cooperative to use the blockchain digital ledger in the $60 billion ...

• 19 Jun, 2017
• 0 Comments

Blockhain technology company The Bitfury Group said it is partnering with the Washington, D.C. insurance advisory and brokerage firm Risk Cooperative to pioneer blockchain applications in the $60 billion insurance ...

• 19 Jun, 2017
• 0 Comments

U.S. technology company The Bitfury Group said on Friday it had formed a strategic partnership with advisory firm Risk Cooperative to use the blockchain digital ledger in the $60 billion ...

• 12 Jun, 2017
• 0 Comments

Stay informed. Our Insights Newsletter highlights the latest news and analysis on global strategy, policy and risk.  Subscribe to Insights With the Trump Administration’s surprising U-turn on the COP21 Paris ...

• 7 Jun, 2017
• 0 Comments

The increasingly uncertain political landscape around the world has bewildered politicians, pundits, and businesses alike. Yet, bullish equity markets and a low global volatility outlook has stumped even the most ...

• 6 Jun, 2017
• 0 Comments

Prime Minister Theresa May has called for international agreements to regulate the internet, after a spate of terrorist attacks in Britain. This is long overdue, and May is right to ...

• 5 Jun, 2017
• 0 Comments

How well do your benefits attract today’s top talent? Despite best efforts to contain costs and broaden coverage under the changing health-care-reform political landscape, providing employee benefits remains one of ...

• 5 Jun, 2017
• 0 Comments

Two devastating terror attacks in the UK in as many weeks, remind us of the vulnerability in the West to domestic and transnational acts of terror. Soft targets, such as ...

• 30 May, 2017
• 0 Comments

While it was Alan Joyce, CEO of Qantas who suffered the ignominy of pie in his face, despite the Qantas’ otherwise stellar reputation. He is perhaps an unfair emblem of ...

• 24 May, 2017
• 0 Comments

Data is a strategic asset that allows companies to acquire or maintain a competitive edge in the knowledge economy. To unlock the hidden value of data, firms should treat data ...

• 18 May, 2017
• 0 Comments

The importance of project finance in promoting infrastructure development in the developing world is well known. Without the billions of dollars of support generated for infrastructure projects using project finance, ...

• 16 May, 2017
• 0 Comments

As the scale and complexity of the cyber threat landscape is revealed, so too is the general lack of cybersecurity readiness in organizations, even those that spend hundreds of millions ...

• 15 May, 2017
• 0 Comments

As the scale of the WannaCry cyber-attack continues to astound security experts and law-enforcement officials, we need to realize that its unprecedented spread, spanning more than 150 countries, occurred over ...

• 11 May, 2017
• 0 Comments

Financial institutions recognize the importance of valuation of intangible assets, but few of them recognize just how valuable their data is, and how critical it can be to the success ...

• 10 May, 2017
• 0 Comments

High level jurisdiction risk assessments alone are often too broad in scope to include in anti-money laundering policies; Micro-jurisdictional risk analysis could help allay model bias. Some aspects of AML ...

• 3 May, 2017
• 0 Comments

With the ongoing attempts to repeal the Affordable Care Act, one key argument against the ACA is that the mandate for all individuals to have health insurance coverage strips Americans ...

• 24 Apr, 2017
• 0 Comments

It stands to reason that rising populist sentiments combined with economic and social turmoil, particularly in single-cylinder economies, will give rise to economic nationalism. This tendency naturally coincides with a ...

• 14 Apr, 2017
• 0 Comments

Economic nationalism is upsetting the risk management landscape by presenting challenges in once stable environments. Economic nationalism not only has an impact domestically but presents significant risks for the global ...

• 13 Apr, 2017
• 0 Comments

In the summer of 2007, an unexpected threat was on the horizon for the U.S. and global economy. August 2007 marked an opening salvo in how systemic risk can affect ...

• 12 Apr, 2017
• 0 Comments

Anti-money-laundering rules have always been a challenge in the financial services arena, with regulatory bodies demanding high standards of compliance and levying fines for noncompliance. Financial institutions have long struggled ...

• 12 Apr, 2017
• 0 Comments

As United Airlines hits a completely avoidable yet violent bout of reputation turbulence over its aggressive customer disservice, we must ask how one of the world’s largest airlines could suffer ...

• 24 Mar, 2017
• 0 Comments

The transformation of Latin America’s economy towards knowledge and technology dependence begs American businesses to engage more in the region than ever before. The “pink tide” of economic orthodoxy and ...

• 21 Mar, 2017
• 0 Comments

Cyberspace has been used to recruit, fund, coordinate, and execute terrorism for well over a decade now, however the threat posed by Virtual Terrorism (VT) has never been greater, nor ...

• 17 Mar, 2017
• 0 Comments

Despite all the headlines about risk and uncertainty – of which I have been a serial contributor – the world is flush with cash and ripe with opportunity. While the ...

• 14 Mar, 2017
• 0 Comments

Globalization was intended to eliminate borders for the benefit of the free flow of trade, investment, information and people. It has had a good degree of success in accomplishing that, ...

• 9 Mar, 2017
• 0 Comments

Senior executives and boards are learning the hard way that the buck does, in fact, stop with them. This is painfully true when it comes to risk governance and the ...

• 27 Feb, 2017
• 0 Comments

International political observers were shocked by Brexit and then Donald Trump‘s US Presidential victory. These two events are potent enough to unnerve the contemporary global order: first, in matters relating ...

• 21 Feb, 2017
• 0 Comments

Man-made risks, such as cyberrisk, physical security threats and climate change—are the driving forces in the global threat landscape. Unlike natural risk, which remains a central preoccupation, man-made risks have ...

• 21 Feb, 2017
• 0 Comments

Confronted by so much short term political uncertainty and lack of coordination, many systemic risks, particularly in the financial sector and the economy writ large, are going unnoticed. One of ...

• 16 Feb, 2017
• 0 Comments

In our last article on Corporate Growth, Capital Style, we featured part one of a two-part interview with Natasha Barnes, a Technology Risk Services Manager at Aronson LLC, and Andres ...

• 15 Feb, 2017
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Cyberattacks are becoming increasingly common and their impact on enterprises can be substantial and severe. When a company is breached, there can be significant financial repercussions, as well as negative ...

• 13 Feb, 2017
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There is no doubt cybersecurity has become a key focus in establishing business resiliency. It is perhaps of most concern to those in the risk and insurance domain, who, in ...

• 7 Feb, 2017
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VW has paid a deservedly high price for its emission scandal, with more than $20 billion in total fines, having suffered severe damage to its reputation, and with some of ...

• 6 Feb, 2017
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As the world grapples with the consequences of an inwardly focused U.S. and UK, both of which rejected multilateralism in 2016 with the Brexit vote and the election of Donald ...

• 26 Jan, 2017
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This article published in CFA UK’s magazine Professional Investor (PI) suggests that despite the fact that cyber-attacks occur with greater frequency and intensity around the world, many either go unreported ...

• 24 Jan, 2017
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The Rebalance author Mercy Kuo regularly engages subject matter experts, policy practitioners, and strategic thinkers across the globe for their diverse insights into the U.S. rebalance to Asia. This conversation ...

• 12 Jan, 2017
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Political risk exists everywhere, as does uncertainty about how, when, or whether it will manifest itself in ways detrimental to international traders, investors, and lenders. For decades, conventional wisdom dictated ...

• 10 Jan, 2017
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Since Lloyd’s was established in a London coffee house in 1688 by Edward Lloyd, the insurance industry has always had a property akin to gaming. In fact an insurance policy ...

• 3 Jan, 2017
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In this era of dramatic, rampant, and incessant political change, predictions about the future can no longer be based either on conventional wisdom or historical precedent. We are, after all, ...

• 1 Jan, 2017
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There is no denying that 2016 was a year filled with significant and tangible unanticipated events in the political, economic, and security realms. Whether considering Donald Trump’s election, the first ...

• 16 Dec, 2016
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The United States and indeed the world are entering a period of great turbulence with unforeseen consequences at every turn and cascading events at every failure to anticipate risk and ...

• 16 Dec, 2016
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Despite the fact that cyber-attacks occur with greater frequency and intensity around the world, many either go unreported or are under-reported, leaving the public with a false sense of security ...

• 12 Dec, 2016
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Everyone pays a price for complexity, whether in the form of reduced profits in a business, diminished efficiency in the public sector, or excessive cost imposed on consumers, who must ...

• 28 Nov, 2016
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President-Elect Trump’s threat to withdraw the U.S. from the Trans-Pacific Partnership (TPP) should be taken seriously, despite how mercurial he has already proven to be in failing to follow through ...

• 14 Nov, 2016
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With a lame duck session of Congress looming, federal lawmakers are scrambling to push key legislative items through last-minute. One key area of concern is cybersecurity. Recent headlines have exposed ...

• 8 Nov, 2016
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For decades, Asia was thought to be unable to translate populist political sentiment into change at the ballot box, with communist autocracies, military dictatorships and paternalistic strongmen ruling so much ...

• 8 Nov, 2016
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For far too long, managing risk has been seen as an esoteric business function — designed to control losses and adhere to compliance standards. But as more organizations fall prey ...

• 1 Nov, 2016
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This September, Puerto Rico suffered an island-wide blackout that left 1.5 million utility customers without power for more than 50 hours and reportedly resulted in multimillion-dollar losses for its already ...

• 31 Oct, 2016
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Public and private sector experts are planning resiliency efforts to combat potential disaster losses and the problem of underinsurance. Representatives from the private and public sector met with policymakers and ...

• 31 Oct, 2016
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Historically the principal forces shaping the world were of the cold economic variety. Trade growth, GDP, global integration were among the principal preoccupations of state houses and board rooms, interspersed ...

• 18 Oct, 2016
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A recent study published in the “New York Times” highlighted an interesting discovery. Scientists researched how special operations soldiers and race car drivers achieved resilience during the physical and emotional ...

• 17 Oct, 2016
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The damage that has been done to the American psyche as a result of this circus of a presidential election is disastrous and will have lingering consequences. The American political ...

• 12 Oct, 2016
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With the growing number of firms falling prey to cyber risk, governance failures and market forces, there is a need for greater agility in how decisions are made and risks ...

• 7 Oct, 2016
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History will remember the oversight of popular sentiment for American isolationism in the 21st century as one of the key mistakes of the American political system. The “unprecedented” trend towards ...

• 4 Oct, 2016
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We have become accustomed to presuming that what has happened in the past will give us a good idea of what may happen in the future, whether in determining insurance ...

• 4 Oct, 2016
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Uncertainty, volatility and correlations have crept into advanced economies giving rise to a dangerous mix of political risks and social upheaval typically reserved for emerging markets. According to Ian Bremmer, ...

• 3 Oct, 2016
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Cyber security is a rapidly growing area of concern for executives across the world. The costs that can arise from a cyber breach can be catastrophic to a business. As ...

• 29 Sep, 2016
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Argentina’s economic reforms have surprised investors around the world. Yet, double digit inflation and an economic recession have stifled progress moving forward for the country’s new president, Mauricio Macri. As ...

• 26 Sep, 2016
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While electricity will eventually return to Puerto Rico following a massive island-wide blackout that left 1.5 million residents in darkness, it may take decades for the island to return to ...

• 26 Sep, 2016
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It was not so long ago that managing political risk had a primarily developing world connotation, referring to those ‘other’ countries half a world away, where poverty, coups and corruption ...

• 26 Sep, 2016
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For the past several years at various government agencies, there has been a growing gap between the need for Science, Technology, Engineering and Math (STEM) expertise and the availability of ...

• 16 Sep, 2016
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Accurately measuring enterprise value (EV) has never been more important or challenging. Even more so because firms are confronted by growing volumes of data, and the stakes implied in misinterpreting ...

• 14 Sep, 2016
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Traditionally, Latin America’s role in global trade has been impeded by the same anti-trade suspicions which are now discrediting the benefits of globalization in the United States. The TPP is ...

• 13 Sep, 2016
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Thanks to a new law that went into effect last month, college students starting a new school year in Texas will be greeted with the newest in campus mainstays: concealed ...

• 7 Sep, 2016
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The emergence of a new global power has often profoundly shifted the geopolitical landscape and caused considerable discomfort among the established order. China’s economic and political resurgence is doing that, ...

• 6 Sep, 2016
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Across the U.S., like much of the world, fast-cycle news often drowns out pressing human challenges that should not only capture our attention, but garner our collective response over the ...

• 1 Sep, 2016
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The recently completed work of the Anthropocene Working Group, a group of scientists studying the advent of a new geologic age – the Anthropocene – went largely unnoticed until recently. ...

• 29 Aug, 2016
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While cyber risk continues to dominate headlines keeping many a board room, state house and situation room awake at night, those responsible for the physical infrastructure and the machinery that ...

• 18 Aug, 2016
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Since Direct Recording Electronic voting machines first came into vogue in the U.S. in 2002, a team of cyber-academics (known as the Princeton Group) has been busy demonstrating how easy ...

• 16 Aug, 2016
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The wave of mass casualty events across Europe and the U.S. raises serious questions about the cornerstones of liberal democracies, which are not only anchored in the concept of ‘freedom ...

• 15 Aug, 2016
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The islands comprising the Spanish-speaking Caribbean, Cuba, the Dominican Republic and Puerto Rico respectively, not only have deep historical roots, dating to the colonial era, their paths to prosperity may ...

• 15 Aug, 2016
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Ask yourself this question; during the last fire alarm at your job did you follow one of the building captains down the proper stairwell to safety, or did you cower ...

• 8 Aug, 2016
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Citizens of any nation will naturally rally around their flag when they believe they are under attack, have been offended, or want to flex their muscles. Doing so has implications ...

• 5 Aug, 2016
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The term “new normal” was previously used to describe the aftermath of the Great Recession and the economic impact it had on individuals, organizations, governments and societies. It has subsequently ...

• 3 Aug, 2016
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Alarm bells should be ringing about the risks posed by cyberattackers who are penetrating physical infrastructure with greater frequency. Last December, Ukraine’s power grid was hacked, presumably by Russia, in ...

• 2 Aug, 2016
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The concept of a supply chain as it is now understood borrows heavily from military strategy, where those armies that could assure the supply of critical materiel when it was ...

• 25 Jul, 2016
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Over the past several weeks, hundreds of thousands of Venezuelans have crossed the previously closed border with Colombia to purchase the basic necessities they can no longer buy at home ...

• 25 Jul, 2016
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As the tug-o-war pulling apart Europe’s political, social and economic cohesion plays out on the fringes – with the improbable Brexit vote on one side and the failed coup in ...

• 19 Jul, 2016
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The world is being consumed by unforeseen man-made events that have taken the pundits and prognosticators by complete surprise. Whether it is the outcome of the Brexit vote, successive terrorist ...

• 12 Jul, 2016
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China is not happy about Tuesday’s ruling at The Hague, which stated that its de facto expropriation of islands throughout the South China Sea is illegal. The Annex VII Tribunal ...

• 4 Jul, 2016
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When I last visited Paris, exactly two years ago, Charlie Hebdo, Bataclan, the Brussels and Istanbul airport attacks, and this year’s other terrorist attacks had of course not yet occurred. ...

• 30 Jun, 2016
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As the world reels from the once improbable unraveling of the European Union and the United Kingdom, grim prognostications of the economic and political fallout betray a more immediate and ...

• 29 Jun, 2016
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The Brussels, Istanbul and Paris terrorism attacks on soft targets and airports are all designed to maximize fear among two target populations: citizens and tourists. Citizens of the places where ...

• 20 Jun, 2016
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One of the most important reminders of the slaughter in Orlando and San Bernadino is that terrorists often prefer to attack “soft” targets because they usually lack strict security, and ...

• 3 Jun, 2016
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When it first began at the end of December 2013 in a rural village in Guinea, the Ebola virus had been restricted to a few neighboring villages. By March 2014, ...

• 31 May, 2016
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The threat of economic disruption to the global economy has never been greater than it is today. Countries and advanced economies the world over are facing threats on multiple fronts. ...

• 24 May, 2016
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Despite the fact that cyber-attacks occur with greater frequency and intensity around the world, many either go unreported or are under-reported, leaving the public with a false sense of security ...

• 24 May, 2016
• 0 Comments

At the conclusion of the second World Bank Group Development Finance Forum, which brought together a select group of development experts, private sector players and thought leaders for working sessions ...

• 23 May, 2016
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Dante Disparte quoted in the Harvard Political Review Read More

• 17 May, 2016
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As risks have evolved from being phenomenological occurrences in the natural world, the twenty-first century is in many ways the era of man-made risk and man-stoked fires. From cyber risk–which ...

• 17 May, 2016
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Man-made risks — such as cyber-attacks, climate change and terrorism — have become so prevalent and severe that they now impact most everyone, as well as the ability of organizations ...

• 2 May, 2016
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Expropriation of foreign-owned assets—considered passé in the 1990s—became en vogue in the first decade of the 21st century, as the race to control national energy supplies and gain market share ...

• 12 Apr, 2016
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by Dante Disparte and Daniel Wagner Technology continues to develop and change at a lightning pace. Socioeconomic forces are shifting. Collective revulsion at income inequality is growing. Concern about human ...

• 31 Mar, 2016
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Now that the FBI has magically cracked an iPhone used by San Bernardino gunman Syed Farook, the vitriol has calmed down in Apple’s very public battle in defense of privacy. ...

• 22 Mar, 2016
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The terrorist attack on the Brussels airport has once again raised question about airport and airline security. In spite of the many attacks on airports and aircraft that have occurred, ...

• 21 Mar, 2016
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Since the earliest times, our social rhythm has been set by the natural world. The rise and fall of the sun and moon, the firmament full of stars and other ...

• 16 Mar, 2016
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What is unforeseen is not necessarily something that was unknown, but rather was not predicted or anticipated. By contrast, what is unknown is ambiguous and a mystery, so it cannot ...

• 16 Mar, 2016
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We are currently experiencing an unprecedented period of radical social, technological, economic, and political change. Policymakers across the globe are rushing to cope with this shifting landscape and must adapt ...

• 9 Mar, 2016
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It is ironic that the first country to enforce the latest UN sanctions against North Korea by impounding a cargo vessel is the Philippines. That is because, until the election ...

• 28 Feb, 2016
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Dante Disparte quoted in Business Insurance article Read More

• 15 Feb, 2016
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There has been plenty of discussion about the impact of the persistent low oil price on economic performance, employment, and political stability. Less discussed has been its impact on foreign ...

• 10 Feb, 2016
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If Saudi Arabia sends ground troops to Syria, it would be the first time that the kingdom has fought two wars at the same time in the Middle East. In ...

• 5 Feb, 2016
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Indian Prime Minister Modi invited French President Hollande to be the guest of honor at India’s Republic Day Celebrations in New Delhi last month. The seat is generally reserved for, ...

• 28 Jan, 2016
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When competing with global headlines, which are keeping many a policymaker awake at night, Puerto Rico can hardly hold attention for very long — especially in a politically gridlocked Washington ...

• 27 Jan, 2016
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China has long mastered the art of casually sitting on the sidelines while regional and global economic and political forces clash, then deliberately and swiftly swooping in to scoop up ...

• 14 Jan, 2016
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The government of Saudi Arabia has been roundly criticized for its brazen attempt to retain oil market share while driving the price of oil into the ground, its beheading of ...

• 11 Jan, 2016
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By Dante Disparte and Daniel Wagner Risk managers and decision makers may already have been inclined to think that 2016 will be a challenging year, but based on the degree ...

• 7 Jan, 2016
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Last November Haaretz reported that Israel plans to open a rather unconventional mission in Abu Dhabi, which will mark Israel’s first diplomatic presence in the United Arab Emirates (UAE). The ...

• 6 Jan, 2016
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It has become an annual ritual: at the end of every year, risk managers look into their crystal balls and try to predict what challenges and surprises may be in ...

• 21 Dec, 2015
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Since the turn of the century, more people live in cities than in rural areas. This profound shift in human habitation heralds a new era – one rife with opportunity, ...

• 21 Dec, 2015
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Risk Cooperative’s apprenticeship program featured in Business Insurance article on apprenticeship programs in the insurance industry Read More

• 1 Dec, 2015
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by Dante Disparte and James Sisco Traditional insurance coverage acts as a passive mechanism to protect against an unlikely but extreme financial loss. Particularly in emerging markets where historical loss ...